@article{Dr. A. Shaji George_A. S. Hovan George_Dr. T. Baskar_A. S. Gabrio Martin_2023, title={An Overview of India’s Unified Payments Interface (UPI): Benefits, Challenges, and Opportunities}, volume={2}, url={https://puirj.com/index.php/research/article/view/83}, DOI={10.5281/zenodo.7723154}, abstractNote={<p>The Unified Payments Interface (UPI)[1] in India is a new kind of payment system that lets people send money quickly and safely. It is a single platform that enables people to make payments, receive payments, and pay bills. UPI has revolutionized how people make payments in India by making it simpler and faster. The UPI system also provides numerous benefits, such as convenience, safety, cost-effectiveness, and more. But the implementation of UPI has some problems, such as users not knowing enough about the system and security problems. Despite these challenges, UPI has immense potential to be a game-changer in the Indian digital payment space. It can open up new opportunities for businesses to reach customers efficiently. This article will provide an overview of India’s Unified Payments Interface (UPI), its benefits, challenges & opportunities for businesses in India.</p>}, number={1}, journal={Partners Universal International Research Journal}, author={Dr. A. Shaji George and A. S. Hovan George and Dr. T. Baskar and A. S. Gabrio Martin}, year={2023}, month={Mar.}, pages={16–23} }